日間透支
- 中央銀行雙語詞彙 @ 中央銀行

中文名詞日間透支的英文名詞是Intraday Overdraft, 負責單位是業務局, 中文解釋是日間透支係配合央行同資系統採即時總額清算機制（RTGS，係支付指令被系統接受時立即逐筆清算），為避免因金融機構流動性不足，產生資金互卡現象，影響同資系統RTGS機制運作，因此央行透過日間透支提供金融機構日間流動性需求，使金融同業資金調撥更有效率。金融機構經與央行簽定日間透支契約並於央行業務局辦妥開戶....

編號	152
中文名詞	日間透支
英文名詞	Intraday Overdraft
中文解釋	日間透支係配合央行同資系統採即時總額清算機制（RTGS，係支付指令被系統接受時立即逐筆清算），為避免因金融機構流動性不足，產生資金互卡現象，影響同資系統RTGS機制運作，因此央行透過日間透支提供金融機構日間流動性需求，使金融同業資金調撥更有效率。金融機構經與央行簽定日間透支契約並於央行業務局辦妥開戶手續者，得以央行認可之擔保品設質給央行後，於營業時間在央行核可額度內由央行墊付日間透支之金額，金融機構需於日間透支償還截止時點前將當日透支金額還清。[1]
英文解釋	The intra-day overdraft facility was developed to be in tune with the implementation of the real-time gross settlement (RTGS) mechanism within the Central Bank's inter-bank fund transfer system. To prevent the financial institution from liquidity shortageThe intra-day overdraft facility was developed to be in tune with the implementation of the real-time gross settlement (RTGS) mechanism within the Central Bank's inter-bank fund transfer system. To prevent the financial institution from liquidity shortage and thus affect the RTGS, the Central Bank has provided financial institutions with the intra-day overdraft facility. After signing the intra-day overdraft contract and opening an account with the Department of Banking of the Central Bank, a financial institution may apply for intra-day overdrafts with eligible collateral and within the credit line set by the Central Bank, and is required to repay outstanding overdrafts in full on the same business day before the deadline.[1]
負責單位	業務局
提供開放資料日期	2024/9/16

編號

152

中文名詞

日間透支

英文名詞

Intraday Overdraft

中文解釋

日間透支係配合央行同資系統採即時總額清算機制（RTGS，係支付指令被系統接受時立即逐筆清算），為避免因金融機構流動性不足，產生資金互卡現象，影響同資系統RTGS機制運作，因此央行透過日間透支提供金融機構日間流動性需求，使金融同業資金調撥更有效率。金融機構經與央行簽定日間透支契約並於央行業務局辦妥開戶手續者，得以央行認可之擔保品設質給央行後，於營業時間在央行核可額度內由央行墊付日間透支之金額，金融機構需於日間透支償還截止時點前將當日透支金額還清。[1]

英文解釋

The intra-day overdraft facility was developed to be in tune with the implementation of the real-time gross settlement (RTGS) mechanism within the Central Bank's inter-bank fund transfer system. To prevent the financial institution from liquidity shortageThe intra-day overdraft facility was developed to be in tune with the implementation of the real-time gross settlement (RTGS) mechanism within the Central Bank's inter-bank fund transfer system. To prevent the financial institution from liquidity shortage and thus affect the RTGS, the Central Bank has provided financial institutions with the intra-day overdraft facility. After signing the intra-day overdraft contract and opening an account with the Department of Banking of the Central Bank, a financial institution may apply for intra-day overdrafts with eligible collateral and within the credit line set by the Central Bank, and is required to repay outstanding overdrafts in full on the same business day before the deadline.[1]

負責單位

業務局

提供開放資料日期

2024/9/16

根據名稱日間透支找到的相關資料

金融機構使用本行日間透支系統交易量(總數)統計

@ 政府資料開放平臺資料集清單